Could you make a claim through your own insurance company?
If you’ve been involved in a collision with an uninsured driver, you might consider reaching out to your own insurance company to see if they can help. However, if you don’t have fully comprehensive cover, it’s unlikely that your insurer will pay out.
Even if you have the right kind of cover, it could be difficult to get any payment from your insurer. This is because they will often ask for the other driver’s contact details, full name and address before giving out any compensation. If the other driver is uninsured, it may be difficult to get this information from them.
It’s also important to remember that your insurance solely covers damage to your vehicle. Your insurer may pay out for the cost of repairing your car or van, but this won’t take into account the injuries you’ve suffered and any medical treatment or rehabilitation you’ll need.
By claiming compensation through the MIB with the support of a legal expert, you can be sure that the compensation you receive will fully reflect the impact your accident has had on your life.
How Long do I Have to Make a Claim?
Road Traffic Accident Claims must be made within three years of the accident taking place. If you were under 18 at the time, you will have three years from your 18th birthday to take legal action.
Get in touch with our Road Traffic Accident Solicitors for further advice.