Claiming compensation for a road traffic accident can be much more complicated if the other driver can’t be traced. For instance, they may have fled the scene of the accident.
However, our Road Traffic Accident Solicitors can help you claim compensation in this situation and submit a claim on your behalf to the Motor Insurers Bureau.
For free legal advice get in touch with us for a free consultation and we’ll be happy to discuss the circumstances of your claim with you.
How Can I Claim if the Driver Can’t Be Traced?
If you have a road accident involving a driver who subsequently can’t be traced, you may worry about whether you’ll be able to claim compensation for your injuries and financial losses.
However, the Motor Insurers Bureau (MIB) is designed to help in this situation and ensure people involved in this type of road accident don’t lose out.
Our Road Traffic Accident Solicitors have considerable experience in MIB claims and can guide you through the process of making a claim through the Motor Insurers Bureau.
Making a Motor Insurers Bureau Claim
If we take on your case, we’ll carry out a series of checks to confirm whether or not the driver can actually be traced. If we’re satisfied that they can’t be tracked down, we’ll contact the Motor Insurers Bureau on your behalf with the details of your claim.
The Motor Insurers Bureau will then carry out their own investigation and decide whether or not to accept the claim. This may involve obtaining medical evidence outlining the injuries you’ve sustained.
You may then receive an offer of compensation from MIB, which we’ll assess against our own valuation of your road accident claim. We’ll look at the financial impact of your injury, such as any loss of earnings and the cost of repairing or replacing your vehicle, to ensure any compensation settlement genuinely meets your needs.
If we don’t believe the Motor Insurers Bureau offer is enough, we can negotiate for a better compensation settlement on your behalf. We can also push for you to receive an Interim Payment if we believe it may take some time to resolve your claim, and your need for compensation is particularly urgent.
What Can I Claim Compensation For?
- The personal injury you’ve sustained
- Loss of earnings
- Vehicle repairs or replacements
- Cost of hiring a vehicle
- Medical expenses
- Cost of care, support and rehabilitation
What to Do Before Making an MIB Claim
There are certain conditions for claiming for a road accident involving an untraced driver. Firstly, a claimant must report the matter to the police as soon as is “reasonably practicable”, and cooperate with any further police enquiries or investigations.
Secondly, you should provide as much assistance to the MIB as it requires to enable it to investigate the claim, within a reasonable amount of time. This may include providing a statement or other information, either orally in an interview or in writing.
You should also be aware that if you have fully comprehensive car insurance, you have to use that policy to claim for vehicle damage. Your insurance provider will have access to the Motor Insurance Database and potentially be able to trace the other driver or their insurers.
How Long Will It Take to Get Compensation?
The Motor Insurers Bureau says it aims to decide on whether to award a compensation payment within three months, although a decision on how much will be paid will probably take longer.
The length of a Motor Insurers Bureau claim will depend on the complexity of the case. For instance, the police may be unable to release a police report until criminal prosecutions have concluded. Alternatively, the medical experts examining you may not agree on how the injury has affected you, and it may also take time to establish the scale of the financial impact of your injury, such as the cost of any care needs you may have or any loss of earnings.
We’ll keep you up-to-date as the claim is processed, so you’re fully aware of what’s happening every step of the way.
Law Firms and claims management companies are not allowed to work on a No Win, No Fee basis with a Motor Insurers Bureau Untraced Driver Claim. Instead, we enter into a Conditional Fee Agreement.
This funding option means we take a percentage of your compensation if your claim is successful, but we give credit for any contribution the Motor Insurers Bureau make towards our fees.
For free legal advice call our Personal Injury Solicitors
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Simpson Millar Solicitors are a national law firm with over 500 staff and offices in Bristol, Cardiff, Lancaster, Leeds, Liverpool, London, Manchester and Southport.