Buying a House
For free initial advice on buying a property contact our Conveyancing Solicitors and we will help you.
Call 08002605010 or complete our short Online Conveyancing Quote Form to see your quote online instantly:
Buying a house is recognised as one of the most stressful things you’ll ever do in your life. That’s why our expert team of Conveyancers and Solicitors are on hand to make your home buying process as quick and pain-free as possible.
Our Conveyancing Solicitors want you to move into your new home without delay. Whether you’re buying a house or a flat, are a first-time buyer or investor, we offer a competitive, and fast Conveyancing service tailored to your needs and we’ll advise you through each stage of your home buying transaction.
Fixed Fee Quote
No Sale, No Fee
Free Second Set of Searches if your sale falls through
Our Conveyancing fees are competitive and transparent. Unlike other Conveyancers and Solicitors we do not have a menu of additional fees to add to the headline Conveyancing quoted fee.
If, due to unforeseen circumstances additional work is required we will advise you of what is required and any additional fee that may be incurred. If there is no additional work, the Conveyancing quote you receive is the Conveyancing fee you pay.
No Sale No Fee Conveyancing Guarantee
We operate a ‘No Sale No Fee’ Conveyancing service which means if you do not exchange and complete on your property purchase or property sale because of adverse search results or issues with the title of the property we will not charge you a legal fee for the work completed to date. You will only be responsible for the disbursements you have incurred, such as paying for property searches. You’ll only be responsible for payment of legal fees if you decide to stop the transaction for other reasons. Payment will be worked out on a percentage basis depending on the amount of work we’ve done for you at that point.
Search Pledge Guarantee
Having peace of mind on the cost of your move is so important. With Search Pledge, you can be certain that if your purchase falls through for certain reasons, your next set of searches are completed free of charge.
We can give you more detail on the protection you’ll get with Search Pledge - just talk to your Conveyancer.
Our service is accredited by the Law Society Conveyancing Quality Scheme which is a recognised quality standard for Conveyancing law firms.
The Home Buying Process
Buying a house can be both exciting and nerve-wracking. And that’s not ideal when you’re making a substantial financial investment. However, with a reputable firm of Conveyancing Solicitors supporting you and acting on your behalf, you can be sure no stone is left unturned.
Find a House You can Afford
This speaks for itself. How much can you afford to spend on a property, including deposits and mortgage repayments? Once you’ve worked out your budget, you can then start checking the local papers, estate agents and online property websites to find your ideal home.
Instruct a Conveyancing Solicitor
When you’ve found the home you want to but it’s important you instruct a Conveyancing Solicitor to support you with your purchase. Choosing a Conveyancing Solicitor is crucial to ensure your purchase progresses as quickly and smoothly as possible. You should also build a positive rapport with your Solicitor and you understand the process and also exactly what you are buying – remember you are paying for a service and the Solicitor is working for you.
Make an Offer
Once you’ve found the house you want to buy, it’s time to make an offer. This means approaching the estate agent or the individual seller and letting them know how much you’re prepared to offer. This is exciting but also quite daunting if you have not done this before.
Arrange a Mortgage
Whether you’ve had an offer accepted or not, the chances are you’ll need to arrange funding (or additional funding if you’re upgrading from an existing home) in order to buy your prospective home.
The vast majority of house buyers will approach a mortgage lender to secure these finances, who, after performing credit checks, its own valuation of the property and any other relevant enquiries, will decide whether or not to lend you the money.
Get the House Surveyed
Paying for a property survey by a qualified Surveyor isn’t essential, but is advisable. A full survey will flag up any issues that might cause problems in future, such as structural damage that a simple mortgage lender's valuation would fail to pick up on.
It could also highlight other deep seated problems that, while invisible to the naked eye, could require major repairs somewhere along the line. The survey could therefore help you renegotiate the selling price of the house.
The Legal Process
The Conveyancing Solicitor will handle the legal process of transferring the ownership of a property, which includes submitting local searches with the relevant authorities to determine if anything might affect the costs or your enjoyment of your home.
They’ll also conduct further enquiries to determine property boundaries, rights of access and whether any disputes are presently ongoing, correspond with the seller's Solicitor, apply to the Land Registry to record transfer of ownership and handle any other legal issues that require addressing.
The Conveyancer’s job is to protect your interests throughout the whole house buying process.
An excellent service from Elaine and her team - friendly, knowledgeable and trustworthy. My family has been using their services for the last 20 years and will continue to do so for the foreseeable future. Dan, client
Efficient and personable service! My partner and I used the Kingston Branch for the conveyancing for our first ever house purchase. We were really impressed with Simpson Millar for being so personable and helping us through this massive step in our lives. The whole transaction went through in just over 1 month, and we were able to complete before Christmas which was unexpected - we were very happy! Even with the Christmas rush, Louise worked hard to get our purchase through, and with the inevitable holidays/annual leave around Christmas, the rest of the Kingston team were happy to help whenever needed. Thank you Simpson Millar! Sophie, client
3 types of property survey
- Condition Report
Issued by the Royal Institution of Chartered Surveyors (RICS), a Condition Report provides basic information on a property's condition, highlighting any aspects that might require immediate attention.
- Homebuyer Report
More detailed than the Condition Report, the HomeBuyer Report presents a non-intrusive survey of the property which points out major issues, such as subsidence, which might affect your decision to buy. The inclusion within the report of a property valuation and reinstatement cost (the amount it is insured for in the event of loss) is optional.
- Building Survey
A thorough examination of a property, the Building Survey is both the most detailed and most expensive of the reports available. It will not only give you an in-depth analysis of any issues associated with the building, but also advice on getting them repaired, estimates of cost and the prognosis if repairs aren’t carried out.
Simpson Millar Solicitors are a national law firm with over 500 staff and offices in Billingham, Bristol, Cardiff, Catterick, Lancaster, Leeds, Liverpool, London and Manchester.