Can I claim compensation for a military injury if I’m still serving? 

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Gavin Hughes

Partner, Military Claims Solicitor

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For someone who is still serving, one of the biggest concerns about making a military injury claim can be the impact it could have on their career. 

A compensation claim and a decision about whether you are medically fit to continue serving are separate matters. Making a claim does not, by itself, determine whether you can remain in the Armed Forces, whether your medical grading should change or whether you should be medically discharged. 

Those decisions are based on your health, the requirements of your role and your ability to carry out your duties safely. 

This distinction matters because some serving personnel may put off getting legal advice because they are worried that making a claim could bring their military career to an end. In reality, you may be able to explore your right to compensation whilst continuing to serve, receive treatment and go through the normal military medical process. 

Making an AFCS claim whilst treatment is ongoing 

The Armed Forces Compensation Scheme (AFCS) is available to serving and former members of the Armed Forces, including reservists. 

It is a no-fault scheme for injuries and illnesses caused or made worse by service on or after 6 April 2005. This means you do not need to prove that the Ministry of Defence (MOD) was negligent. 

One difficulty for someone who is still serving is that their medical position may not yet be clear. Treatment could still be ongoing, and doctors may not know whether the person will make a full recovery or experience lasting problems. 

If your condition has not yet reached what is known as maximum medical improvement, an interim AFCS award may be made. This reflects the extent of your injury or illness at that stage, with the award reviewed later once updated medical evidence is available and your condition is clearer. 

There are also circumstances in which an earlier AFCS award can be reviewed if a service-related condition later worsens or leads to another condition. 

AFCS fast payments for seriously injured serving personnel 

If you suffer a serious injury whilst you are still serving, you may be able to apply for an AFCS fast payment rather than waiting for the full claim process to be completed. 

As of 2026, the fast payment is £64,148 and can be paid during the early stages of treatment and recovery. 

Fast payments are intended for more serious injuries that are expected to fall within tariff levels 1 to 8 of the AFCS. The tariff is the system used to assess the severity of injuries and illnesses under the scheme. It runs from level 1, which covers the most serious injuries, through to level 15. A level 8 award is currently £64,148, which is why the fast payment is set at this amount. 

There is a much shorter deadline for this type of claim than for a standard AFCS application. A fast payment application must normally be made within six months of the date of the injury. 

Our experts can assess your circumstances, explain whether the AFCS and fast payment provisions may apply and help you understand the evidence needed to support your claim. We can also consider whether you may have a separate civil claim if your injury was caused by negligence. 

A fast payment is taken into account when the full AFCS claim is later decided, so it is an early payment towards the overall award rather than additional compensation on top of it. 

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When a civil claim may be possible 

The AFCS is not the only route available to serving personnel. Where an injury or illness was caused by negligence, it may also be possible to make a civil claim against the MOD or another responsible party. 

Unlike an AFCS claim, a civil claim  requires evidence that somebody owed you a duty of care, failed to meet the required standard and that this caused or contributed to the injury or illness as a result. 

Our Military Claims team can help with civil claims involving: 

We can also advise on making a civil claim alongside an Armed Forces Compensation Scheme claim. 

For example, someone who develops NFCI may be able to make an AFCS claim because the condition was caused by service. If there is also evidence that reasonable precautions were not taken to protect them from prolonged exposure to cold and wet conditions, there may be grounds for a separate civil claim. 

We explain how the two routes interact in more detail in our guidance on making a civil claim alongside an AFCS claim. 

Evidence available whilst you are still serving 

If your injury happened recently, there may still be important evidence available that could help show what happened, how your condition developed and what impact it has had. 

Depending on the type of claim, this could include:

  • Military and civilian medical records
  • Reports from a Medical Officer
  • Accident or incident reports
  • Training records or Orders
  • Information about equipment used
  • Photographs or other records of the incident
  • Details of colleagues who witnessed what happened
  • Records showing when symptoms were first reported or treatment was requested 

Some of this evidence may be easier to identify whilst you are still serving and have access to relevant records, colleagues and information about the circumstances surrounding the injury. 

Our Military Injury Solicitors can help identify the evidence that may be relevant to your claim and, where appropriate, obtain further records or expert evidence needed to investigate what happened. 

What happens if you leave the Armed Forces whilst your claim is ongoing? 

Starting an AFCS claim whilst you are serving does not mean that your position is fixed if you later leave the Armed Forces. The scheme is available to both serving and former personnel, so your circumstances can continue to be considered after your service ends. 

This can be particularly relevant if your injury or illness is serious enough to qualify for a Guaranteed Income Payment (GIP). A GIP is a tax-free, index-linked monthly payment available for some of the more serious injuries and illnesses covered by the AFCS. If you qualify whilst you are still serving, the payment will normally begin after you are discharged. 

If you are medically discharged, there are also circumstances where the main condition that led to your discharge may be considered under the AFCS. However, this does not mean that every injury or illness you experienced during service will automatically be considered, particularly where a condition has already been the subject of an AFCS decision. 

If your circumstances change after making a claim, our Military Injury Solicitors can explain whether this affects your existing claim and whether any further action may be needed. 

Do not wait until you leave the Armed Forces to check the time limits 

For most civil personal injury claims in England and Wales, court proceedings generally need to be started within three years of the injury or from the date you first had the necessary knowledge that your injury was connected to the act or duty of care failure. 

AFCS claims have different rules and are generally subject to a seven-year time limit, although the date that period runs from and the exceptions available can depend on the circumstances. 

The important point is that these deadlines do not simply begin when your military career ends. If you are considering a claim, getting advice early can help establish which time limit applies and reduce the risk of leaving it too late. 

Call us on 0800 260 5010 or request a callback for a free, no-obligation assessment with our specialists. We can discuss what happened, explain the options that may be available and let you know how we may be able to help. 

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References:

Ministry of Defence and Veterans UK (2025) Armed Forces Compensation Scheme (AFCS). GOV.UK. Available at: https://www.gov.uk/guidance/armed-forces-compensation-scheme-afcs  

Simpson Millar (n.d.) Armed Forces Compensation Scheme Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/armed-forces-compensation-scheme/  

Simpson Millar (n.d.) Military Bullying and Harassment Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/military-bullying-and-harassment-claims/  

Simpson Millar (n.d.) Military Hearing Loss Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/military-hearing-loss-claims/  

Simpson Millar (n.d.) Military Injury Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/  

Simpson Millar (n.d.) Military Medical Negligence. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/armed-forces-medical-negligence-claims/  

Simpson Millar (n.d.) Military Parachute Accident Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/military-parachute-accident-claims/  

Simpson Millar (n.d.) Military Training Accident Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/training-accidents/  

Simpson Millar (n.d.) NFCI Claims: Non-Freezing Cold Injury Compensation. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/military-non-freezing-cold-injury-claims/  

Simpson Millar (n.d.) Sea King Helicopter Cancer Claims. Available at: https://www.simpsonmillar.co.uk/military-accident-claims/cancer-claims-sea-king-helicopter/  

Gavin Hughes

Partner, Military Claims Solicitor

Gavin is a Partner in our Personal Injury department and Head of the Military Accident and Injury Claims team. He also runs his own caseload of military personal injury cases.

Gavin shows a personal touch with his clients and works closely with them to achieve the best results.

He is a robust and determined litigator and has secured many six and seven-figure settlements for clients throughout his career.

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