For someone who is still serving, one of the biggest concerns about making a military injury claim can be the impact it could have on their career.
A compensation claim and a decision about whether you are medically fit to continue serving are separate matters. Making a claim does not, by itself, determine whether you can remain in the Armed Forces, whether your medical grading should change or whether you should be medically discharged.
Those decisions are based on your health, the requirements of your role and your ability to carry out your duties safely.
This distinction matters because some serving personnel may put off getting legal advice because they are worried that making a claim could bring their military career to an end. In reality, you may be able to explore your right to compensation whilst continuing to serve, receive treatment and go through the normal military medical process.
Making an AFCS claim whilst treatment is ongoing
It is a no-fault scheme for injuries and illnesses caused or made worse by service on or after 6 April 2005. This means you do not need to prove that the Ministry of Defence (MOD) was negligent.
One difficulty for someone who is still serving is that their medical position may not yet be clear. Treatment could still be ongoing, and doctors may not know whether the person will make a full recovery or experience lasting problems.
If your condition has not yet reached what is known as maximum medical improvement, an interim AFCS award may be made. This reflects the extent of your injury or illness at that stage, with the award reviewed later once updated medical evidence is available and your condition is clearer.
There are also circumstances in which an earlier AFCS award can be reviewed if a service-related condition later worsens or leads to another condition.
AFCS fast payments for seriously injured serving personnel
If you suffer a serious injury whilst you are still serving, you may be able to apply for an AFCS fast payment rather than waiting for the full claim process to be completed.
As of 2026, the fast payment is £64,148 and can be paid during the early stages of treatment and recovery.
Fast payments are intended for more serious injuries that are expected to fall within tariff levels 1 to 8 of the AFCS. The tariff is the system used to assess the severity of injuries and illnesses under the scheme. It runs from level 1, which covers the most serious injuries, through to level 15. A level 8 award is currently £64,148, which is why the fast payment is set at this amount.
There is a much shorter deadline for this type of claim than for a standard AFCS application. A fast payment application must normally be made within six months of the date of the injury.
Our experts can assess your circumstances, explain whether the AFCS and fast payment provisions may apply and help you understand the evidence needed to support your claim. We can also consider whether you may have a separate civil claim if your injury was caused by negligence.
A fast payment is taken into account when the full AFCS claim is later decided, so it is an early payment towards the overall award rather than additional compensation on top of it.