More Snow forecast for the UK – Could mean an increase in Road Accident Claims


Well with snow forecast for the next few days the UK and many areas including Scotland look set for a cold spell and the hazardous driving conditions that come with it. Many commuters and drivers across the UK look set to face snowy and icy roads this weekend.

Insurers advised that road accident claims have in the past nearly doubled after snowy conditions. If you are unfortunate enough to have a road accident that was not your fault you may be entitled to claim compensation for your injuries.

Car accidents in the snow

During these wintery conditions is often advisable for drivers to check weather forecasts before departing on their journeys, as well as making sure to pack warm clothes, boots and emergency supplies eg water, food, spades and a torch. Although you cannot claim compensation for being stranded or delayed by bad weather, if you have a car accident during the continuing snow and icy conditions you could have grounds to claim compensation.

In bad weather, drivers are advised to travel more slowly and to be extra vigilant, ensure they leave bigger distances between cars and ensure your car is filled up with oil, water and windscreen-wiper solution before embarking on your journey. If you have a road accident whilst driving and proceed to make a compensation claim you must be able to show that you were driving responsibly and well-prepared to drive in bad weather.

For example, less used roads are much more dangerous than main carriageways which are more likely to have grit or salt, and drivers are encouraged to take more care on the first and last few miles of their journey.

If you have a road accident due to the weather and if you have comprehensive insurance on your vehicle, you will be covered whether an accident was your fault or not. You may wish to consider, if it was your fault, whether the cost of repairs to the vehicle is more or less than the excess on your policy. However, if you are injured in a road accident and are not at fault, you may want to claim compensation.

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