More Snow forecast for the UK – Could mean an increase in Road Accident Claims
Well with snow forecast
for the next few days the UK and many areas including Scotland look set for a cold spell and the hazardous driving conditions
that come with it. Many commuters and drivers across the UK look set to face snowy and icy roads
Insurers advised that road accident claims
have in the past nearly doubled after snowy conditions. If you are unfortunate enough to have a road accident
that was not your fault you may be entitled to claim compensation for your injuries
During these wintery conditions is often advisable for drivers to check weather forecasts
before departing on their journeys, as well as making sure to pack warm clothes, boots and emergency supplies eg water, food, spades and a torch. Although you cannot claim compensation for being stranded or delayed by bad weather, if you have a car accident
during the continuing snow and icy conditions you could have grounds to claim compensation.
In bad weather, drivers are advised to travel more slowly
and to be extra vigilant, ensure they leave bigger distances between cars and ensure your car is filled up with oil, water and windscreen-wiper solution before embarking on your journey. If you have a road accident whilst driving and proceed to make a compensation claim you must be able to show that you were driving responsibly
and well-prepared to drive in bad weather.
For example, less used roads are much more dangerous than main carriageways which are more likely to have grit or salt, and drivers are encouraged to take more care on the first and last few miles of their journey.
If you have a road accident due to the weather and if you have comprehensive insurance on your vehicle, you will be covered whether an accident was your fault or not. You may wish to consider, if it was your fault, whether the cost of repairs to the vehicle is more or less than the excess on your policy. However, if you are injured in a road accident and are not at fault, you may want to claim compensation. Useful links