Unfair credit agreements
Many credit agreements fail to comply with the Consumer Credit
Act of 1974 and could be unenforceable.
The Consumer Credit Act of 1974 protects the rights of lenders and borrowers who
have a contract with each other.
Our team of experts can help you if you think that you have an unfair or uneforceable credit/loan agreement.
Key Information:
Call us now on 0808 129 3320
Email us using our Online Enquiry Form
Signs of mis-sold or unfair credit agreements include:
- Extremely high interest rates on your loan
- The creditor who sold you the loan gave you wrong or misleading advice and information,
or on the flip side they didn't give you enough information when you were deciding
whether to take out the loan
- The creditor did not make a proper assessment of whether the loan was suitable for
you
- The creditor failed to take into account how your age, experience, physical or mental
health would affect your ability to enter into a credit agreement or to keep up
with payments
In order to find out if your credit agreement is unfair and in effect unenforceable
we advise you to get it checked thoroughly by a solicitor.
Common types of credit/loan agreements include:
- Credit and store cards
- Unsecured and secured loans
- Consolidation loans
- Car loans
- Hire purchase
How we can help you
Our unfair credit agreement solicitors will check your credit
agreement for you and let you know if we believe it to be "unenforceable".
If it is deemed unenforceable (eg void) you may not have to make any future
payments and in some cases could have your previous payments refunded.
How much will it cost?
Our solicitors will act on a no win no fee basis.
Make an unfair credit agreement enquiry
Contact our unfair credit agreements team now to see if your
credit or loan agreement is unenforceable by completing our, no obligation,
online enquiry form and we will call you back.
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