Mis-selling of Payment Protection Insurance Policies


Have YOU been mis-sold a PPI?


Do you think you have been mis-sold a Payment Protection Insurance (PPI) policy? Perhaps on your credit card, a bank loan or even your mortgage? Mis-selling of PPI policies is very common, which is why we have established an expert PPI Mis-selling Claims team to help you make a claim for any mis-sold PPI policies you have.


As with many insurance schemes where mis-selling has happened, when it comes to making a claim the process can be a long and daunting one and only 1 in 5 mis-sold PPI compensation claims is successful.


But with our expertise offered on a "no win no fee" basis, Simpson Millar LLP Solicitors - based UK-wide - will take the stress out of your mis-sold PPI compensation claims process and fight for the compensation you deserve after your mis-selling ordeal.


For a no-obligation chat call 0800 634 1629 or
complete our online enquiry form.


Mr G telephoned us in October 2009 regarding a payment protection insurance mis-selling claim. We obtained a settlement offer from his payment protection insurance policy provider in December 2009 of £2,800. Mr G already had a benefits package in place at the time he was mis-sold the PPI policy. We were able to successfully argue on Mr G’s behalf that the payment protection insurance policy had been mis-sold to him.


You may be a victim of PPI mis-selling if:


  • You were out of work, self-employed or retired when the PPI was sold to you eg you cannot make a claim so it’s effectively worthless
  • You were forced to take out the policy to obtain a loan or other finance – you should have been given the option to get your PPI policy from another supplier
  • You were not asked if you already had a similar policy in place. (If you already had loans, a mortgage or other financial arrangements, you may well have already been covered, or free to use another supplier)
  • You were not told about any circumstances which may prevent you from making a claim
  • You were not informed that PPI is available from other sources
  • You paid a lump sum for the PPI without being informed that you could pay it on a monthly basis
  • You did pay a lump sum, but then paid the loan off early without a refund of your PPI premium
  • You increased your borrowing and automatically had your PPI payments increased
  • The Terms & Conditions of the policy were not clearly explained to you
  • You felt under pressure to buy Payment Protection Insurance from your supplier

If you think you fit into one of the categories above, contact our specialist Mis-sold PPI Compensation Claims team today on 0800 634 1629 or complete our no obligation online enquiry form.


Mr P contacted us in August 2009 regarding his payment protection insurance mis-selling claim against a well known high street Bank. We managed to negotiate a settlement by October 2009 of £3,711 on behalf of Mr P. We successfully argued on his behalf that the high street Bank had failed to advise Mr P that he could obtain a more appropriate policy from an alternative insurance policy provider. The policy was a single premium policy which failed to adequately provide protection to him. Mr P was refunded £3,711 for the mis-selling of the PPI policy by the Bank.


How can I claim compensation for being mis-sold Payment Protection Insurance?


  • You can try to handle your compensation claim for mis-selling PPI yourself, but it’s a daunting task with very little hope of success. The Financial Ombudsman Service may offer you some help; OR
  • You can call Simpson Millar LLP Solicitors and talk to the team with specialist expertise in the Mis-sold PPI compensation claims field.

How much will I have to pay?


The charge for our extensive professional expertise and the "no win no fee" services of a specialist Mis-sold PPI Claims team is just 25% + VAT on any successful PPI claims.


Please note: VAT is only charged on 25% of your compensation amount for the mis-selling of PPI and not on the entire amount of compensation you will receive. So if you received £1,000 in compensation our fee would be £250 + VAT (£293.75)


We obtained a settlement of £4969 for Mr R for the mis-selling of his payment protection insurance policy. We successfully argued on Mr R’s behalf that the single premium policy was inappropriate for Mr R. The policy provider had failed to adequately explain the terms of the policy and inform Mr R of what the payment protection insurance policy did and did not cover.


Mrs S contacted us in March 2009 with regards to a potential mis-sold payment protection insurance policy claim. Whilst conducting investigations into the matter, it became apparent that Mrs S was sold a policy whereby the terms and conditions were not explained to her and she was unaware of the nature of the policy. Furthermore, Mrs S was also informed that her loan would only be granted if she took out a payment protection insurance policy and that the loan would be potentially more expensive without the policy thereby causing her a detriment. The company who sold the policy to Mrs S offered to make a full refund of all premiums paid under the policy within a few months of our letter of claim being sent and the matter has now been settled for £1,888.


Mis-sold PPI Compensation Claims Experts


Freephone: 0800 634 1629 or
complete our online enquiry form



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